If you were to suffer a long-term illness or accident, then you may have savings or your employer may cover your salary for a short period of time. However, with hospital waiting times increasing for appointments or treatment and the current level of Government statutory sick pay available this could quickly lead to a strain on your finances if your income was to stop or drastically reduce.
An income protection policy will pay out a monthly amount up to a certain percentage of your salary or your chosen amount of cover, until you either return to work or the policy term comes to an end. Many of the policies on offer also come with rehabilitation support to help you return to work.
Our advisers at Helix will discuss your individual situation and budget and aim to tailor a solution that gives you peace of mind that your mortgage payments are covered so you can concentrate on your recovery.
Why work with Helix?
- Comprehensive cover from the leading UK insurance providers
- Personalised protection cover for you, your family and your home
- Additional value added benefits included
- No fee protection advice
- Business protection available for shareholders, directors, key personnel and staff
Applications are subject to status and lending criteria.
Applicants must be UK residents aged 18 or over.
A professional in the mortgage and protection arena. Very knowledgable in residential and commercial markets.Mike Head ACIS DipFA CeMAP